Buying

Buying

How To Buy A Home With Cash

Most buyers opt to finance their houses with a mortgage loan. They may make a down payment and then make monthly payments until the loan is paid in full. Others prefer to pay for their homes with cash. It can save some time, but should only be something that you should pursue if you can afford to do so.

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Buying

How To Buy A Foreclosed Home

Some people opt to purchase foreclosed homes. These houses are now owned by a lending institution such as a bank, credit union or other similar lending organization. The previous owners failed to make their mortgage payments on time, so the lender foreclosed on the home. There are certain advantages and disadvantages to owning a house that has been foreclosed.

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Buying

How To Buy A For Sale By Owner Home

Some homeowners choose to list their properties as for sale by owner (or FSBO for short). In those instances, the owner is opting to sell their house themselves without the help of a real estate agent. There can be advantages and disadvantages to this situation for both home sellers and buyers.

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Buying

What Does It Cost to Close on a Home?

It’s a good idea to budget properly. Review your current income and expenses to learn just how much you can afford. You can start saving for your goal right away. Set aside a certain percent or dollar amount from each paycheck to put towards this goal. Remember that you’ll need to have enough funds for your down payment, monthly mortgage and utility bills, and closing costs.

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